Save Monthly.
Buy Gold. Enjoy More Benefits.
Our Gold Chit Savings Scheme is designed to help you save regularly towards your future jewellery purchase. Start your savings with as little as ₹100 and continue contributing every month according to your convenience.
How the Gold Chit Scheme Works
Start with ₹100
Begin your gold savings journey with a minimum monthly contribution of just ₹100.
Save Every Month
Continue monthly instalments throughout the scheme period. Contribute any amount that suits your convenience.
11-Month Savings Period
Complete instalments continuously for 11 months to unlock full maturity benefits.
Purchase Jewellery at Maturity
Use your accumulated savings towards purchasing your favourite gold jewellery at our store.
Enjoy Scheme Benefits
Avail making charges and wastage benefits on the saved gold as per scheme terms.
Key Scheme Benefits
Start Saving from ₹100
Begin your savings with a minimum contribution of ₹100 and build your jewellery savings gradually.
11-Month Savings Plan
Save regularly for 11 months and enjoy exclusive benefits available at maturity.
Jewellery Purchase at Maturity
Use your accumulated savings towards the purchase of 100% BIS hallmarked gold jewellery at maturity.
Making Charges & Wastage Benefits
Completing the 11-month scheme unlocks applicable making charge and wastage benefits on saved gold.
Easy Payment Options
Pay your instalments conveniently directly at our store or through GPay & online payment.
Special Offers & Gifts
Participants may be eligible for special promotional offers and gifts announced by the company.
Calculate Your 11-Month Gold Savings
Start with ₹100 or select a monthly installment amount according to your convenience.
You save ₹1,000 monthly for 11 continuous months.
₹11,000
Your Gold Savings Journey
Start Small
Begin from ₹100
Save Monthly
Pay via Store or GPay
Complete 11 Months
Continuous instalments
Maturity Benefits
Wastage & making perks
Choose Jewellery
Redeem for gold jewellery
Important Terms & Conditions
Minimum Contribution
The minimum instalment starts from ₹100. Customers may continue their savings with an amount according to their convenience, subject to applicable scheme rules.
Scheme Duration
The standard scheme period is 11 months. Customers are expected to make their instalments regularly throughout the scheme period to receive applicable maturity benefits.
Missed Instalments
If an instalment is missed or payments are not made regularly, the maturity date may be extended accordingly.
Discontinuation of the Scheme
If the customer discontinues the scheme before completing the required period, the accumulated amount may be used towards purchasing gold or silver jewellery. Applicable making & wastage charges will apply.
No Cash Refund
The amount paid under the scheme will not be refunded in cash under the scheme terms.
Taxes & GST
Applicable GST and other government taxes will be payable by the customer at the time of purchasing jewellery.
Special Offers
Any special offers, gifts or promotional benefits announced by the company may be applicable to customers participating in the scheme, subject to respective offer terms.
Management Decision
The management's decision will be final in all matters relating to the Gold Chit Savings Scheme.
Start Your Gold Savings Today
For any questions regarding monthly enrolment, store visits, or online payment options, feel free to contact our team directly.
Selvapuram, Coimbatore, Tamil Nadu
In-Store Payment • GPay / UPI • Online Banking
Enquire on WhatsApp
Fill in your details below and click the button to chat directly with our VJ Jewellery team on WhatsApp!
