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VJ Swarna Sanchay

Save Monthly. Buy Gold. Enjoy More Benefits.

Our Gold Chit Savings Scheme is designed to help you save regularly towards your future jewellery purchase. Start your savings with as little as ₹100 and continue contributing every month according to your convenience.

Simple 5-Step Process

How the Gold Chit Scheme Works

01

Start with ₹100

Begin your gold savings journey with a minimum monthly contribution of just ₹100.

02

Save Every Month

Continue monthly instalments throughout the scheme period. Contribute any amount that suits your convenience.

03

11-Month Savings Period

Complete instalments continuously for 11 months to unlock full maturity benefits.

04

Purchase Jewellery at Maturity

Use your accumulated savings towards purchasing your favourite gold jewellery at our store.

05

Enjoy Scheme Benefits

Avail making charges and wastage benefits on the saved gold as per scheme terms.

Privileges & Perks

Key Scheme Benefits

Start Saving from ₹100

Begin your savings with a minimum contribution of ₹100 and build your jewellery savings gradually.

11-Month Savings Plan

Save regularly for 11 months and enjoy exclusive benefits available at maturity.

Jewellery Purchase at Maturity

Use your accumulated savings towards the purchase of 100% BIS hallmarked gold jewellery at maturity.

Making Charges & Wastage Benefits

Completing the 11-month scheme unlocks applicable making charge and wastage benefits on saved gold.

Easy Payment Options

Pay your instalments conveniently directly at our store or through GPay & online payment.

Special Offers & Gifts

Participants may be eligible for special promotional offers and gifts announced by the company.

Savings Estimator

Calculate Your 11-Month Gold Savings

Start with ₹100 or select a monthly installment amount according to your convenience.

Scheme Duration: 11 Months

You save ₹1,000 monthly for 11 continuous months.

Savings Breakdown
Monthly Contribution:1,000 / mo
Duration:11 Months
Maturity Benefit:Making Charges & Wastage Perks
Total Accumulated Gold Savings:

11,000

Start Saving Now from ₹1,000
Path to Ownership

Your Gold Savings Journey

Step 1

Start Small

Begin from ₹100

Step 2

Save Monthly

Pay via Store or GPay

Step 3

Complete 11 Months

Continuous instalments

Step 4

Maturity Benefits

Wastage & making perks

Step 5

Choose Jewellery

Redeem for gold jewellery

Transparent Policies

Important Terms & Conditions

01

Minimum Contribution

The minimum instalment starts from ₹100. Customers may continue their savings with an amount according to their convenience, subject to applicable scheme rules.

02

Scheme Duration

The standard scheme period is 11 months. Customers are expected to make their instalments regularly throughout the scheme period to receive applicable maturity benefits.

03

Missed Instalments

If an instalment is missed or payments are not made regularly, the maturity date may be extended accordingly.

04

Discontinuation of the Scheme

If the customer discontinues the scheme before completing the required period, the accumulated amount may be used towards purchasing gold or silver jewellery. Applicable making & wastage charges will apply.

05

No Cash Refund

The amount paid under the scheme will not be refunded in cash under the scheme terms.

06

Taxes & GST

Applicable GST and other government taxes will be payable by the customer at the time of purchasing jewellery.

07

Special Offers

Any special offers, gifts or promotional benefits announced by the company may be applicable to customers participating in the scheme, subject to respective offer terms.

08

Management Decision

The management's decision will be final in all matters relating to the Gold Chit Savings Scheme.

Get In Touch

Start Your Gold Savings Today

For any questions regarding monthly enrolment, store visits, or online payment options, feel free to contact our team directly.

Phone / Concierge+91 99401 01916
Boutique Location

Selvapuram, Coimbatore, Tamil Nadu

Payment Methods Accepted

In-Store Payment • GPay / UPI • Online Banking

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